Property Tax – Pros and Cons

Property tax can be the fairest and at the same time the not so fair tax collected by municipalities. Two of the determining factors of how it can affect what an individual will pay for this type of tax are where you live and a person’s economic condition. Even though we all can appreciate the…

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Are You Addicted To Poverty?

If you live paycheck to paycheck, as my wife and I have many times for many years, or have ever said on a regular basis, “I can never get ahead” you may be addicted to poverty and not even know it. The question, “Are you addicted to poverty” may sound ridiculous or even harsh but…

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Tax Trimming Ideas For Manicurists and Nail Techs

The business end of working in the nail-care profession is of little interest to most independent workers until tax time. Then, as April 15th gets near they begin to stress out over whether or not they owe taxes. Confused about how small business tax laws work, even when these hard-working men and women pay someone…

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Identifying The Four Major Types Of Loans

Although it may be a given for many people these days, it is still important to know something about loans when you are thinking about applying for one. In fact, most people already have one type of loan or another. There are many different kinds of loans offered by banks, credit unions, private lenders, and…

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Credit Repair Services: Do You Really Need It?

Repairing credit can be compared to losing weight, there is no quick-fix! Just as it takes time to get rid of your fat, the same goes for the negative items on your credit report. Any attempt to repair your credit quickly is more likely to backfire, than to produce any positive result. The best thing…

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Personal Financial Planning – Risk Management

Risk management in financial planning is the systematic approach to the discovery and treatment of risk. The objective is to minimize worry by dealing with the possible losses before they happen. The process involves: Step 1: Identification Step 2: Measurement Step 3: Method Step 4: Administration Risk Identification The process begins by identifying all potential…

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The Best Way To Deal With Back Taxes

Given that, there are various approaches to settle the back taxes that you owe the IRS, it is best to choose the right one according to your predicaments. The difficulties brought on by the economic downturn as a result of the sub-prime real estate collapse carries a silver lining with it in case you have…

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Anyone Can Get a Credit Card

Credit scores are a big deal, and for good reason: low credit scores can make life hard, while high credit scores can open the doors to our dreams. In order to get a line of credit – any line of credit – some people take the first credit card offer that comes their way. Thrilled…

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