More About Bad Credit Car Loans

Everyone deserves a second chance. Just because you may have a bad credit history doesn’t mean you should not be able to get a car loan and put yourself back on the road. After all, it can be hard to get around these days without your very own set of wheels. In this article I’ll…

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How Are Lottery Winnings Taxed in Europe?

Around the world, lotteries have been launched to raise money for government programs and community initiatives. The funding is not only derived from ticket sales but also from taxes that winners must pay on their prizes. In Europe, tax rates differ from country to country, with each government taking a different portion of the prize.…

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Property Tax – Pros and Cons

Property tax can be the fairest and at the same time the not so fair tax collected by municipalities. Two of the determining factors of how it can affect what an individual will pay for this type of tax are where you live and a person’s economic condition. Even though we all can appreciate the…

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Are You Addicted To Poverty?

If you live paycheck to paycheck, as my wife and I have many times for many years, or have ever said on a regular basis, “I can never get ahead” you may be addicted to poverty and not even know it. The question, “Are you addicted to poverty” may sound ridiculous or even harsh but…

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Tax Trimming Ideas For Manicurists and Nail Techs

The business end of working in the nail-care profession is of little interest to most independent workers until tax time. Then, as April 15th gets near they begin to stress out over whether or not they owe taxes. Confused about how small business tax laws work, even when these hard-working men and women pay someone…

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Identifying The Four Major Types Of Loans

Although it may be a given for many people these days, it is still important to know something about loans when you are thinking about applying for one. In fact, most people already have one type of loan or another. There are many different kinds of loans offered by banks, credit unions, private lenders, and…

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Credit Repair Services: Do You Really Need It?

Repairing credit can be compared to losing weight, there is no quick-fix! Just as it takes time to get rid of your fat, the same goes for the negative items on your credit report. Any attempt to repair your credit quickly is more likely to backfire, than to produce any positive result. The best thing…

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Personal Financial Planning – Risk Management

Risk management in financial planning is the systematic approach to the discovery and treatment of risk. The objective is to minimize worry by dealing with the possible losses before they happen. The process involves: Step 1: Identification Step 2: Measurement Step 3: Method Step 4: Administration Risk Identification The process begins by identifying all potential…

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