More About Bad Credit Car Loans

Everyone deserves a second chance. Just because you may have a bad credit history doesn’t mean you should not be able to get a car loan and put yourself back on the road. After all, it can be hard to get around these days without your very own set of wheels. In this article I’ll…

Details

Identifying The Four Major Types Of Loans

Although it may be a given for many people these days, it is still important to know something about loans when you are thinking about applying for one. In fact, most people already have one type of loan or another. There are many different kinds of loans offered by banks, credit unions, private lenders, and…

Details

Credit Repair Services: Do You Really Need It?

Repairing credit can be compared to losing weight, there is no quick-fix! Just as it takes time to get rid of your fat, the same goes for the negative items on your credit report. Any attempt to repair your credit quickly is more likely to backfire, than to produce any positive result. The best thing…

Details

Anyone Can Get a Credit Card

Credit scores are a big deal, and for good reason: low credit scores can make life hard, while high credit scores can open the doors to our dreams. In order to get a line of credit – any line of credit – some people take the first credit card offer that comes their way. Thrilled…

Details

Restoring Credit Scores – Tips and Techniques

If you have an understanding of the procedure that what is considered during calculating your credit scores, you can easily follow those steps to raise/restore your credit scores. In this article I am going to share with you the same factors only, so that you know all the regulations. Hence, it will be far easier…

Details

Top 5 Best Credit Cards For People With Bad Credit

Having bad credit and looking for credit card? Here is some useful guidance for you. Before searching for the providers which specialize to offer cards for people with poor credit, you need to know the characteristics of the best card. A good card should offer: Low interest rate or annual percentage rate (APR) Free annual…

Details

Manage Your GPA With Credit-No Credit

Understanding and managing Letter Graded and Credit/No Credit grading options can raise your GPA and find you more time to focus on your major courses. College courses are offered as Letter Grade Only (A,B,C,D,F), Credit/No Credit, or both. This determination is made by the school and its curriculum committee; not by any one individual professor.…

Details

Is 520 a Good or Bad Credit Score?

The first time I checked my credit score, it was 520. I remember being surprised that it wasn’t 0 (I now know that the minimum credit score is 300). I had really messed up my credit. Since I had a credit score in that range, I understand exactly what has to be done (and not…

Details

Credit Repair, is it a Scam?

Many people will argue and tell you that all credit repair is a scam, but if you know your facts then you can see that honest, legitimate companies can assist you. Credit repair is not a way to change falsely change information on your reports. No one can promise you a great score. Can you…

Details

Understanding Credit Inquiries

Credit inquires are an important part of your overall credit score. Knowing how they work can give you the edge you need for credit approval in today’s market. Credit inquires are a key component of your credit score. You know that too many inquires can hurt your score, but are unsure which inquires impact your…

Details