Top 5 Best Credit Cards For People With Bad Credit

Having bad credit and looking for credit card? Here is some useful guidance for you. Before searching for the providers which specialize to offer cards for people with poor credit, you need to know the characteristics of the best card. A good card should offer: Low interest rate or annual percentage rate (APR) Free annual…

Details

Reasons For Amending Your Tax Return

It can happen to anyone. You’ve collected all your tax return information. You’ve gathered all your W-2s, 1099s, receipts and statements. You’ve crunched the numbers, doubled checked your calculations and mailed the return or used an eFile provider. And then you realize you’ve left something out, another form comes in the mail or realize you…

Details

Manage Your GPA With Credit-No Credit

Understanding and managing Letter Graded and Credit/No Credit grading options can raise your GPA and find you more time to focus on your major courses. College courses are offered as Letter Grade Only (A,B,C,D,F), Credit/No Credit, or both. This determination is made by the school and its curriculum committee; not by any one individual professor.…

Details

Is 520 a Good or Bad Credit Score?

The first time I checked my credit score, it was 520. I remember being surprised that it wasn’t 0 (I now know that the minimum credit score is 300). I had really messed up my credit. Since I had a credit score in that range, I understand exactly what has to be done (and not…

Details

The Difference Between Real Estate Tax And Personal Property

Property is mainly divided into two classes 1. Real Property 2. Personal property When we talk about real estate we talk about land and anything attached to land permanently. Buildings, farmhouses, ranches, fixtures constructively attached to a building are some of the examples of real property. Personal property is any property except real property. It…

Details

Credit Repair, is it a Scam?

Many people will argue and tell you that all credit repair is a scam, but if you know your facts then you can see that honest, legitimate companies can assist you. Credit repair is not a way to change falsely change information on your reports. No one can promise you a great score. Can you…

Details

Payroll Tax Penalties, When the IRS Sends a Letter

“Payroll Taxes are Due, with Penalties and Interest” At least that is what the letter from the IRS says. First thing, don’t panic. Quoting Daniel J. Pilla’s study for the Cato Institute “About 40 percent of the revenues the IRS collects through penalty assessments are abated when citizens challenge the penalties.” So we now know…

Details

Understanding Credit Inquiries

Credit inquires are an important part of your overall credit score. Knowing how they work can give you the edge you need for credit approval in today’s market. Credit inquires are a key component of your credit score. You know that too many inquires can hurt your score, but are unsure which inquires impact your…

Details