Tax Trimming Ideas For Manicurists and Nail Techs

The business end of working in the nail-care profession is of little interest to most independent workers until tax time. Then, as April 15th gets near they begin to stress out over whether or not they owe taxes. Confused about how small business tax laws work, even when these hard-working men and women pay someone…

Identifying The Four Major Types Of Loans

Although it may be a given for many people these days, it is still important to know something about loans when you are thinking about applying for one. In fact, most people already have one type of loan or another. There are many different kinds of loans offered by banks, credit unions, private lenders, and…

Personal Financial Planning – Risk Management

Risk management in financial planning is the systematic approach to the discovery and treatment of risk. The objective is to minimize worry by dealing with the possible losses before they happen. The process involves: Step 1: Identification Step 2: Measurement Step 3: Method Step 4: Administration Risk Identification The process begins by identifying all potential…