The Discreet Millionaire

Who do you consider rich? At what income are you considered rich? For now we’ll put aside the platitudes that say you’re rich if you have your health, a happy caring family, close supportive friends and many interests. Of course these are the reasons we live for and money can’t buy those treasures. But as…

Property Tax – Pros and Cons

Property tax can be the fairest and at the same time the not so fair tax collected by municipalities. Two of the determining factors of how it can affect what an individual will pay for this type of tax are where you live and a person’s economic condition. Even though we all can appreciate the…

Are You Addicted To Poverty?

If you live paycheck to paycheck, as my wife and I have many times for many years, or have ever said on a regular basis, “I can never get ahead” you may be addicted to poverty and not even know it. The question, “Are you addicted to poverty” may sound ridiculous or even harsh but…

Tax Trimming Ideas For Manicurists and Nail Techs

The business end of working in the nail-care profession is of little interest to most independent workers until tax time. Then, as April 15th gets near they begin to stress out over whether or not they owe taxes. Confused about how small business tax laws work, even when these hard-working men and women pay someone…

Identifying The Four Major Types Of Loans

Although it may be a given for many people these days, it is still important to know something about loans when you are thinking about applying for one. In fact, most people already have one type of loan or another. There are many different kinds of loans offered by banks, credit unions, private lenders, and…